Mortgage guidance
Documents Required for a UAE Mortgage
Prepare the common documents banks may request for salaried, self-employed, resident, and non-resident applicants.
Salaried applicants are commonly asked for passport, Emirates ID, visa, salary certificate, bank statements, and liability details.
Self-employed applicants may be asked for trade licence, ownership documents, business statements, personal statements, and audited financials.
Non-resident document requirements vary and may include overseas income proof, tax returns, credit report, and property details.
Common questions
Do I upload documents on the first form?
The answer depends on your profile and the bank route. Use the calculator and request advisor review for a more practical next step.
Do banks ask everyone for the same documents?
The answer depends on your profile and the bank route. Use the calculator and request advisor review for a more practical next step.
Can missing documents delay pre-approval?
The answer depends on your profile and the bank route. Use the calculator and request advisor review for a more practical next step.